Make sure you decide who gets what...not the government.

By taking the time to make a Will now you can ensure that your loved ones receive exactly what you want them to instead of the law deciding who gets what.

WAP UK offer a friendly and flexible Will writing service. The team visit you in your home or wherever you are more comfortable, at a time that suits your life.

You consultant will provide advice and guidance about the best ways to plan you estate and take detailed instructions with which to make your Will.

Once this process has taken place, your Will is drafted by professional and knowledgeable Will writers to ensure your wishes are followed in the event of your death.

Visit WAP UK for more information

If you don't appoint a guardian...

It is an unfortunate fact of life that there may come a time when you - or someone close to you - will have to make provisions in a will for the guardianship of children. It is a subject that many refuse to tackle head on but alas it is something that - if you are a parent and your children are under the age of eighteen - you should be prepared for.

Any adult of your choosing can be a guardian to your child or children. This can be a close family friend with whom the children in question already have a bond or a family member not already directly involved in their care, such as a grandparent, aunt or uncle.

Appointing a guardian is something that requires a lot of contemplation and discussion before a decision is made, however it will put your mind at rest knowing that your children will be cared for should anything happen to you.

For more information contact Wills and Probate UK on 0800 043 2811 or visit www.wapuk.co.uk

Panorama Program

"In response to the BBC panorama program, aired on Monday 9th August 2010, Wills and Probate UK would like to reassure current and future clients that they need not worry about the services provided by our company.

We have been actively campaigning for regulation of the Wills and Probate profession for over 3 years. We are glad the Panorama program has highlighted the con artists who operate in this industry and we believe it is simply impossible to establish the needs of a client over the internet. We are greatly looking forward to legislation being introduced to stop these companies, as were highlighted in the program, continuing to mis-sell products to their clients.

Wills and Probate never appoint themselves as named executors to the Will, therefore no part of Probate is handled by ourselves. Any Probate matters are passed directly to a local solicitor or a professional Probate company, Kings Court Trust Corporation, based in Bath.

Wills and Probate are a long established company and we have an excellent reputation for the outstanding service we provide."

If you would like to contact Wills and Probate UK regarding any of the issues highlighted in the program please call us on 0800 043 2811.

Elderly Care Vs Family Inheritance

We frequently meet clients who are concerned about the prospect of spending all their savings on paying for care in their old age, leaving little or no inheritance for their families.

Making the decision to move into a care home is difficult. Statistically one in three women and one in four men will require some form of long term care. The average cost of care in a residential home is about £25,000 per year.

The ability to pay for the care is assessed by the local authority, this is means based and the state will only pay for the very poorest people. If there is a shortfall of funds to pay for the care, this must be met from assets. There is no end to the extent to which local authorities can access assets. It is clear that the State cannot afford to bear the nation's care costs, making it increasingly important for our expanding ageing population to seek expert legal and financial advice.

We are always happy to discuss what best suits your needs and circumstances where care home fees are involved.

Visit us at www.wapuk.co.uk or ring us on 0800 043 2811

Shoking Statistics Released

Internet advice company unbiased.co.uk have recently carried out a survey into Wills. The study revealed that only 1 in 5 people have updated their Will in the last 10 years. Personal finances can change dramatically over a period of 10 years, it is important that people make sure their Wills are up to date to ensure their personal wealth is left as exactly as they wish at the time of their death.

Worryingly 10% of the people questioned had undergone a relationship change, such as a divorce or getting re-married, in the past 10 years and have not updated their Will to reflect this.

WAP UK can give you the advice you need when your circumstances change.

Family Protection, Lasting Power of Attorney

No one likes to think about losing the ability to manage their own affairs, but the NHS estimate that over 2,000,000 people lack the mental capacity to make decisions for themselves due to dementia, mental health difficulties, brain injuries or other illnesses that may occur even in the prime of life. It is important that you nominate someone you trust now to make important decisions on your behalf.

Lasting Powers of Attorney (LPAs) were introduced by the Mental Capacity Act 2005. They allow individuals to appoint Attorneys to look after their property and financial affairs (a Property and Financial Affairs LPA) and also to make health and personal welfare decisions (a Health and Welfare LPA) when they lack the capacity to make these decisions themselves in the future.

Call WAP UK today on 0800 043 2811 and they will talk you through the LPA process.