Thursday, 18 November 2010

Who needs a Will?

Many people, particularly young adults, think they have no need for a will.

Imagine a young lady, unmarried but living with her partner in a home they bought together.

Two months before the wedding, she is critically injured in a car accident and later dies.

Who do the doctors update?

Who decides about the type of care she should receive?

And what happens to the house she bought with her partner?

These are all reasons why every adult, no matter their age or family status, needs basic estate-planning documents that dictate their wishes if they die or become incapacitated.

Members of the Military service should strongly consider devising a Will. Because of the risk involved in their jobs, it is imperative they have peace of mind and that their wishes are followed in the event of their death.

In fact, almost 65 per cent of people in Britain do not yet have a Will – taking away the control they have over what happens to their money and belongings when they die.

Making assumptions that your money and belongings will automatically go to your partner, children or parents should be avoided as there are many conditions in probate law that mean your estate is at risk if you die intestate.

The Solution?

By taking the time to make a Will now you can ensure that your loved ones receive exactly what you want them to instead of the law deciding who gets what.

WAP UK offer a friendly and flexible Will writing service. The team visit you in your home or wherever you are more comfortable, at a time that suits your life.

Your consultant will provide advice and guidance about the best ways to plan your estate and take detailed instructions with which to make your Will.

Once this process has taken place, your Will is drafted by professional and knowledgeable Will writers to ensure your wishes are followed in the event of your death.

Thursday, 11 November 2010

Why do I need a Will?

Thinking about making a Will is something that the majority of us would rather put off – a job for the future, for old age, for any other time than now, but it shouldn’t be.

Why? It’s really quite simple, if you die intestate (without a Will) what is already a stressful and upsetting time for your loved ones will be made worse by having your assets distributed according to the law rather than your wishes.

Thursday, 4 November 2010

Why choose Wills & Probate?

Here at WAP UK, we are a long established and professional Will writing firm.

We ensure that every aspect of inheritance and wealth management will be carried out in line with your wishes in the event of your death.

By employing WAP UK, you are guaranteed the following benefits:

Peace of mind

Professional service

Flexibility and Convence

Value for money

and the Wills and Probate guarantee

For more information visit

Thursday, 28 October 2010

The Wills and Probate Guarantee

As a member of the Society of Will Writers, WAP UK guarantees the advice and Wills that we produce, comply with the law and will represent your wishes in the way you intended.

Wednesday, 27 October 2010

Making Your Will

Making a Will is the only way to ensure that your wishes are carried out after your death. If you do not make a valid Will, your property will pass according to the Law of Intestacy. This may not happen the way you would have wanted and also takes much longer than if you have had a will. During this time your beneficiaries may not be able to draw money from your estate.


You will want your estate divided amongst friends, relatives and charities of your choosing and in the proportions you want.


Don't assume "my other half will get everything". Brothers and sisters or parents may have a claim. Often you children have a right to part of your estate. If you are living as a couple but not officially married, you may be treated as a single person and a surviving partner may get nothing at all.


You should consider who would look after your children in the event of your death. This is particularly important in the case of one parent families or unmarried parents living together. A valid Will nominating guardians is invaluable in such cases. If no one knows what you would have wanted, the Court will decide on the future of your children.


Maybe you made a Will a long time ago. It probably needs updating to include additional grandchildren or deletion of persons you no longer feel you wish to leave anything to.

For more information, or to speak to one of our team, visit

Monday, 25 October 2010

Don’t let your loved ones inheritance disappear

Many inheritances are ‘lost’ due to lack of planning by those leaving them.

Leaving an inheritance directly to a child may not always be the best solution, with increasing divorce rates there is always a possibility that money will be lost to your departing spouse.

Secondly there may be a threat of legal action against the recipient of the inheritance, as in todays society the chance of being sued has greatly increased.

Similarly the chance of the recipient having financial difficulty may be higher and creditors may claim against inheritance to recover money.

The final lost could be more indirect, if a recipient is in receipt of means tested benefits these may be lost if an inheritance is received.

£6000 will affect any benefits and an inheritance of over £16000 will mean no benefits can be claimed.

For more information please ring us on 0800 043 2811